Housing & HomeownershipWhether you own or rent your home, you deserve a safe, affordable place to live.
Homeownership has long been the primary way for families to build wealth in the United States. Owning an affordable home can offer working families stability, security and a legacy to pass on to the next generation. Eliminating racial disparities in homeownership is also one of the most powerful ways to narrow the racial wealth divide. However, limited access to affordable financial products, the legacy of discriminatory housing policy, the shortage of affordable starter homes and other barriers prevent too many Americans from seeing the benefits of their investment—or even starting on the path to homeownership.
At Prosperity Now, we believe that with the right tools and resources, more low- and moderate-income Americans and people of color can unlock the wealth-building benefits of homeownership. Through research, policy advocacy and the strength of our nationwide networks, our efforts support access to the financing, financial capability services and housing options that families need to successfully become homeowners.
Housing organizations have always offered their clients a wide variety of services such as pre-purchase counseling, foreclosure counseling and information...
EDITOR’S NOTE: This is the third entry in a series of blog posts published by Prosperity Now’s Affordable Homeownership team...
This month we will see a lot of celebration, worry and scrutiny in recognition of the 50 th anniversary of...
Buying a home for the first time is exciting for anyone, but for Xiomarys, homeownership is especially sweet. By working...
The Manufactured Housing Glossary provides definitions of commonly-used terms in the field of manufactured housing.
Traditionally, we think of credit as a potential obstacle for a finite list of goods and services, like buying a...
This policy guide presents “first steps” that may help move the state toward a resident purchase opportunity policy.
Find out why homeownership is one of the most significant contributors to the racial wealth divide.
Turning the tide in favor of more homes for more people.
Homeownership is the single largest source of wealth for U.S. households. As federal homeownership policy has the potential to significantly impact families' chances of getting ahead, we're working to ensure that households with limited income–especially households of color–are not shut out of the path to homeownership.
Making the dream of owning a manufactured home a secure reality for millions.
Prosperity Now and our partners have developed a set of tools to help advocates educate policymakers, allied organizations and the general public about how public policy can improve the lives and financial security of owners of manufactured housing.