Savings
Income helps people get by; savings helps people get ahead. We’re working to ensure everyone can save and build wealth for a better future.In this section, you’ll find information about savings programs and policies for children and adults, including retirement savings, emergency savings and more. Because savings are a building block for true prosperity.
A Flurry of Children’s Savings Activity in State Legislatures
Editor's note: This piece has been updated to include a universal CSA bill in Colorado. As demonstrated in our annual...
Analyzing the Landscape of Saving Solutions for Low-Income Families Part 1: The Savings Crisis and the Need for Holistic Solutions
America currently faces a savings crisis, as nearly half of the U.S. population doesn't have $400 to cover an unanticipated...
The Movement Soars Ahead: The State of the Children’s Savings Field 2018
The Children’s Savings Account (CSA) movement continued to gather momentum in 2018. CSA programs provide long-term savings or investment accounts...
Quick Guide to CSA Research: An Overview of Evidence on Children's Savings Accounts
This guide summarizes current research on CSAs’ effects and outcomes, offering a quick reference to the types of research backing...
Reinventing Children's Savings Accounts to Address the Racial Wealth Divide
Children’s Savings Accounts (CSAs) are a promising way to increase access to higher education and brighter economic prospects. But in...
Resources
Find a Children's Savings Program
Learn about and connect with CSA programs and other children's savings initiatives.
Find an IDA Program
Individual Development Accounts put prosperity within reach by matching savers' contributions.
Investing in Dreams: A Blueprint for Designing Children’s Savings Account Programs
An interactive guide to help organizations, cities, counties and states design successful Children’s Savings programs.
Advocate
Expanding Educational Opportunity Through Savings
This brief explains the importance of supporting CSAs to boost educational opportunities.
Cities and States Developing Creative Approaches to Fund Children’s Savings Accounts
This paper provides advocates and policymakers with several funding options for establishing publicly supported CSA programs.
Shaping the Future of Individual Development Accounts
Prosperity Now held a field-wide webinar to discuss opportunities for federal, state and other funding for IDAs, actions the field has taken to restore funding to AFI and updates about our new Adult Matched Savings Network.
Get Involved
Savings Network
Helping all families build savings to prevent being one paycheck away from crisis.
Campaign for Every Kid's Future
The Campaign for Every Kid’s Future is a collaboration between policymakers, practitioners, researchers, funders, financial institutions, child advocates and others...
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