GBA Business Spotlight: Terrand Smith of 37 Oaks

Groundbreaking Research Initiative Explores How CDFIs, MDIs Are Navigating Decentralized Finance

Prosperity Now Statement on FHFA Credit Score Policy Changes

WASHINGTON, D.C. — The Federal Housing Finance Agency’s (FHFA) recent announcement on preserving Tri-Merge credit reports while approving the use of VantageScore 4.0 marks a significant policy development in mortgage lending. Prosperity Now appreciates the Agency’s focus on improving access to home financing and reducing costs for consumers.

Prosperity Now Opens Applications for the 2025 RISE Challenge

WASHINGTON, D.C. — Prosperity Now, in collaboration with Accenture and Avanade, announced today the launch of the 2025 RISE Challenge, a national open call for implementation-ready solutions that improve how community capital is delivered, managed, and measured. The Challenge seeks digital and technical assistance tools that strengthen the capacity of Community Development Financial Institutions (CDFIs) and other community lenders to reach borrowers who remain locked out of traditional financing.

From Paycheck to Possibility: Building Real Financial Freedom

Everyone wants a sense of security. A chance to make plans. A little breathing room. That’s what financial freedom is about. Not necessarily luxury or early retirement, just the freedom to make everyday decisions without fear. Whether it’s fixing the car, saving for your child’s future, or finally starting your own business, financial freedom means having options and knowing you can handle what’s next.

Rethinking the Path to Homeownership: What First-Time Homebuyers Need to Know

‍Buying a home has never been easy, but today it feels nearly impossible for many families. High prices, rising interest rates, and tight credit standards make homeownership feel more like a dream than a goal.