Prosperity Now - News & Insights

News & Insights

Headlines, releases and insights from Prosperity Now experts

May 29, 2026

2025 Annual Report

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March 17, 2025

Strengthening the Economy: How Prosperity Next is Keeping Capital Flowing and Business Growing

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Report

May 29, 2026

2025 Annual Report

In 2025, Prosperity Now continued strengthening its role as a national intermediary helping connect research, implementation, practitioner infrastructure, community finance, and cross-sector partnerships.

Press Release

May 18, 2026

As Financial Scams Surge, New Tool Will Help Community-Based Financial Institutions Identify Risks and Reduce Financial Loss

New initiative from Prosperity Now and Alumbra, supported by JPMorganChase, will help institutions identify suspicious activity and respond to scams in real time.

Press Release

May 5, 2026

Credit Models Rank Risk Similarly but Differ in How Risk Is Segmented and Performs Under Stress, Report Finds

Analysis of 44.7 million mortgages shows differences in calibration, stress-period behavior, and pricing alignment within the current credit scoring system

Report

May 5, 2026

From Scores to Signals: Understanding Risk Classification in a Multi-Score Mortgage Market

New research from Prosperity Now analyzes 44.7 million mortgage loans to examine how credit scoring models function within the mortgage system, and what differences in model behavior mean for underwriting, pricing, and market stability.

Report

April 30, 2026

Digital Assets and Community-Based Financial Institutions: Opportunities, Constraints, and Readiness

Press Release

April 30, 2026

There Is Interest in Digital Assets But Risk Is a Key Concern for Small Financial Institutions, Survey Finds

New national research shows a gap between awareness and practical application, with strong demand for guidance and tools